Cyber liability insurance is an innovative kind of insurance uniquely suited to address the digital era we live in and the increasing risks and exposures confronted daily by businesses which operate online; or maintain sensitive client and customer data on their computer operating systems.


Whether you operate a large or small business, policies can be tailored to meet the specific needs of your business and can include one or more of these coverages:

Security and privacy liability

Privacy breach response costs, customer notification and support and credit monitoring expense

Privacy regulatory defense and penalties

Regulatory claim and audit expenses

Cyber terrorism and cyber extortion

Multimedia liability

Network asset protection


Most General liability policies do not provide any coverage for these exposures.  While some business policies included limited cyber liability coverage, it is usually insufficient to provide adequate/comprehensive coverage


Any business which operates a website conducts transactions online, or stores personally identifiable information of its customers, clients and employees such as birth dates, Social Security Number, and credit card numbers and bank account information.


Your business has the legal obligation to protect the confidential and personal information of your customers, clients, and employees which is stored on your network.  Even if you hire a third party to provide protection and security, you remain liable

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