Contractors

Working in the construction industry means that you have certain needs—and not just for tools and equipment. Contractors and construction professionals need to protect property, employees, equipment and finances. The best way to do this is by choosing the right type of contractors insurance policy in Royersford, PA. A policy geared towards the construction industry has a number of individual parts. These may include:

  • Commercial General Liability Insurance – This protects you from claims of liability where you damage other’s property, physically injure someone and other related incidents. Optional additional coverage can help you tailor the policy for your business’s needs.
  • Commercial Property Coverage – To protect property owned by the business or under the care of the business, commercial property coverage is a must. Property with unique needs may require extensions or optional coverage.
  • Commercial Auto Insurance – This is similar to what you may have on a personal vehicle. However, commercial auto insurance is specifically designed to cover commercial vehicle use. Commercial auto insurance is important whether you have one car or an entire fleet of trucks.
  • Worker’s Compensation – If an employee is injured on the job, you would be responsible for many of that employee’s claims. Worker’s comp insurance covers these costs and protects the employer from the financial issues this can cause.
  • Bonds – Bonds are very important in the construction industry. In fact, to win certain contracts, you may need bonded employees. We can provide bonds to guarantee the performance or honesty of your staff—providing a safety net for you and your customers.

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