Commercial Auto Request a Quote Whether you own a few vehicles or a fleet, Pennsylvania Commercial auto insurance provides coverage for the increased liability risks that arise from business operations. Commercial auto insurance comes with several coverage options:Bodily Injury & Property Damage Liability CoveragePersonal Injury/Medical Payments CoverageUninsured / Under-insured Motorist CoverageHired & Non-Owned CoverageDrive Other Vehicle CoverageHow do I know if I need a commercial auto policy or a personal auto policy?Below are a list of questions that will substantiate having a Commercial Auto PolicyAre any of your vehicles registered or titled in a business, corporation, partnership or DBA (Doing Business as) name?Are any of your vehicles used for livery services?Are any of your vehicles used for pickup or delivery (i.e. of pizza, newspapers) or other courier services?Do any of your employees use their own personal vehicle for business or a company vehicle on a regular of occasional basis?Do you lease or rent any of your vehicles to others?Do you own any vehicles with a gross weight exceeding 10,000 pounds, or do any of your vehicles have a rated load capacity over 2,000 pounds? Request a Quote Name Email Phone Question Thank you! Oops!